How to get cosmetic surgery without breaking the bank

cosmetic surgery

Cosmetic surgery can help you achieve a range of aesthetic goals, but some procedures can be expensive. Insurance does not cover the expenses when you get surgery for cosmetic purposes, leaving you with hefty bills to pay.

According to The Aesthetic Society’s annual statistics, Americans spent over $9 Billion on aesthetic plastic surgery in 2020. Despite the high spending on surgery, many people cannot afford treatments due to rising costs.

The cost of cosmetic surgery can vary depending on the type of surgery, your expectations, where you’re located, and the clinic you visit. Consider these tips when trying to make your cosmetic surgery more affordable.

Consider leaving the country

Travelling to a different region for your cosmetic surgery can be a great way to save money. Consider distant locations that offer the treatment you’re looking for and research the clinic. You might find reputable medical spas offering reasonable prices which could help you meet your aesthetic goals without breaking the bank.

One location that offers affordable in Ontario, where many clinics compete to offer their customers the best price. Consider getting cosmetic surgery in a medi spa in Toronto or other cities in the GTA. But, remember to do your research and only visit well-known clinics. Renowned media spas that have been in business for a long time are likely to be credible and hire expert surgeons. 

Man holding luggage outside airport and smiling
Credit: lookstudio Via Freepik

Look for discounts

Many clinics offer discounts for first-time clients or repeat clients. Shortlist your clinic or surgeon options and determine if they offer any discounts or promotions. You could go through the website or directly ask the clinic.

You may find promotional offers for signing up for emails or may receive referral discounts. If the cosmetic treatment you’re considering requires multiple visits, find a place that offers a consistent discount, such as a lower cost for third, fourth, or other procedures in the future. You may discuss this option with your surgeon, as every clinic has its own rules.

Combine treatments

Finding two procedures you have been considering can reduce your costs. Getting more than one procedure done at the same clinic might help you get better prices. For example, you may be able to combine laser skin resurfacing with blepharoplasty or rhinoplasty.

Discuss your interest in combining procedures with your surgeon or the clinic. A qualified skin specialist will help you determine which treatments are safe to combine and help you choose the correct procedures based on your skin type and goals.

Woman receiving filler near eyes
Woman receiving filler near eyes

Save up in advance

It can seem more challenging to gather money for a cosmetic treatment if you attempt to pay for it all at once out of pocket. When you finalize your decision to get surgery, start saving up money right away. You can create a separate account in your bank to allocate funds for the treatment to prevent payment shock when you go for your surgery.

Get financial help

If you need help covering the cost of cosmetic surgery, consider getting financial help from a professional institution. You can apply for a personal loan, use a credit card, or use your line of credit to attain funds.

Determine whether you can return the financial help or pay the loans off promptly before proceeding with the application. Defaulting on payments could adversely impact your credit score and take away your borrowing privileges in the future.

Cosmetic surgery can be expensive, but the right methods can help you cover the costs and bring you one step closer to your aesthetic goals.

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