If you want someone to give you a loan, you’ll need to become an attractive borrower. Lenders will happily offer you money if they know you’ll give it back. The interest you pay will help them become rich and powerful. Don’t rush into applying for a loan unless absolutely desperate. First, do a few things…
In a year when the pandemic has put a strain on personal finances, leading Canadians to make tough financial decisions because of job losses and reduced salaries, financial literacy has never mattered more. Among the most asked personal finance-related question is how to improve your credit score according to Toronto-based personal finance expert, Barry Choi. A…
If you are an entrepreneur going it alone, you will need to consider funding. Whereas the goal may be to grow your business and make profits, building business credit should top the list. A good business credit score can play a vital role in making your journey as a sole proprietor a smooth one as…
Medical emergencies, roof leaks, car problems, and similar unforeseen expenses tend to come when you least expect them. Unfortunately, most people do not have money on the side to handle such expenses. As a matter of fact, over 40% of adults in North America admit that they do not have money to handle an expense…
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